About PMI-US
A place of distinction: PMI was ranked as one of the “Best Places to Work” in the Bay Area by the San Francisco, East Bay, and Silicon Valley/San Jose Business Times three years in a row. Best of all, our employees cast the winning votes!
Our business is about expanding sustainable homeownership – helping to put more people in homes and helping to keep them there.
A subsidiary of The PMI Group, Inc. (www.pmigroup.com), PMI Mortgage Insurance Co. is one of the largest private mortgage insurers in the United States. PMI world headquarters is located in Walnut Creek, California with satellite offices providing a nationwide network for field sales and underwriting.
The challenge. Most lenders require a 20% down payment – one of the biggest challenges prospective homebuyers face.
The PMI solution. Private mortgage insurance is an important factor in facilitating home purchase for a broader range of borrowers. Because companies like PMI are willing to insure high loan-to-value mortgage loans, lenders have the protection they need to accept lower down payments from borrowers who might otherwise not be able to afford a home.
Innovation in all we offer. Our range of mortgage insurance products and services, including structured finance and contract underwriting, is designed with the creativity and nimbleness to provide customized solutions.
Home Preservation. In response to the ongoing crisis in the U.S. mortgage market, PMI has assumed a leadership role at the national policy level in an effort to maximize homeownership preservation and minimize foreclosure. PMI is the only mortgage insurer to be a member of the HOPE NOW Alliance, a nonprofit comprised of loan originators and servicers, counselors, investors and other industry participants.
Global reach. The PMI Group, Inc. offers global reach through its network of subsidiaries and affiliates in Asia, Australia and New Zealand, Europe, and the United States.
