About PMI

 

About PMI


PMI voted as one of the "Best Places to Work in the Bay Area" by the San Francisco, East Bay, and Silicon Valley/San Jose Business Times in 2005, 2006 and 2007!

For more than 35 years, PMI has combined its risk management expertise and financial strength to serve the evolving needs of our customers.

PMI's insurance products support the mortgage finance system by providing protection to lenders and investors in the event of borrower default. By protecting mortgage lenders and investors from credit losses, PMI helps to ensure mortgages are available to qualified homebuyers. When a qualified borrower cannot make a 20 percent down payment on a home, lenders will often permit a smaller down payment and purchase mortgage insurance.

PMI applies leading research, analytics, and pricing principles to manage risk concentration, and loss mitigation expertise to assist lenders and borrowers faced with possible foreclosures. PMI was the first mortgage insurer to join the HOPE NOW Alliance, works closely with many nonprofit counseling entities, and plays an active role in supporting borrower education events nationwide.


The mortgage insurance discussed in this website is underwritten by PMI Mortgage Insurance Co. and its affiliates.

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