MI Guideline and Rate Changes
As a result of housing market performance, and in order to continue to provide support for your ability to facilitate sustainable homeownership for qualified borrowers, PMI has made eligibility, guideline and rate changes as outlined below.
Please note that PMI's most recent revisions supersede previously announced changes.
PMI expands its HARP & Refinance-to-Modification Programs
Effective 6.18.09
Announcement 6.15.09 [PDF]
PMI-to-PMI Refinance-to-Modification (Same Lenders/Servicer) [PDF]
PMI-to-PMI Refinance-to-Modification (New Lenders/Servicer) [PDF]
PMI will support Home Affordable Refinance Program (HARP)
Effective 4.1.09
Announcement 3.26.09 [PDF]
PMI Eligibility and Guideline Changes
Effective 2.20.09
Announcement 2.20.09 [PDF]
PMI Eligibility and Guideline Changes
Effective 2.01.09
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Announcement (12.22.08) [PDF]
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Alaska/Hawaii Guidelines [PDF]
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Distressed Markets List [PDF]
PMI Eligibility and Guideline Changes
Effective 12.01.08
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Announcement (10.31.08) [PDF]
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Announcement (12.01.08) [PDF]
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Alaska/Hawaii Guidelines [PDF]
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Distressed Markets List [PDF]
PMI Quarterly Distressed Markets Policy Update
Effective 12.01.08
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Announcement [PDF]
PMI Guideline Changes for Investment Properties
and Debt-to-Income Ratios
Effective 10.10.08
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Announcement [PDF]
Guidelines at a Glance
Effective 10.10.08
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Guidelines at a Glance [PDF]
Mortgage Insurance Rate Changes
Effective 10.01.08
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Letter [PDF]
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Super Single Rate Sheet [PDF]
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FAQs [PDF]
PMI Lender SpectrumSM Lender-Paid MI Rate Changes
Effective 10.01.08
Mortgage Insurance Rate Changes for HFA Programs
Effective 10.01.08
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Announcement [PDF]
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HFA Program with WorkGap MONTHLY & pmiNU MONTHLY Rate Sheet [PDF]
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Super Single Rate Sheet [PDF]
PMI Distressed Markets Policy Changes for California
Effective 10.01.08
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Announcement [PDF]
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Effective 09.01.08
PMI's Underwriting Guideline Changes and Quarterly Distressed Markets Policy Update Announcement [PDF]
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Distressed Markets List [PDF]
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PMI Program Guideline Summary (includes 9.01.08 changes) [PDF]
- LTV / CLTV Distressed Markets Chart (includes 9.01.08 changes) [PDF]
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The guideline and rate information on this page is current. You may see our previous announcements in our archives page.
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