PMI Web Site Terms and Conditions of Use
RESTRICTIONS ON USE
This Web Site is owned and operated by The PMI Group,
Inc. ("PMI") and may be used
for informational purposes only. By using this Web site, or downloading
materials from this site, you agree to abide by the terms and conditions
of use set forth in this notice without limitation or qualification.
If you do not agree to abide by these terms and conditions do not
use the Web site or download materials from the Web site. These
terms and conditions of use may be revised at any time by updating
this posting, and will be effective as of the date of such posting.
Your continued use of the Web site after any changes to this posting
will be considered acceptance of those changes. This text was last
revised on February 13, 2003.
Except as otherwise expressly permitted by PMI,
no materials from this Web site or any Web site owned, operated,
licensed or controlled by PMI may be copied, reproduced,
republished, uploaded, posted, transmitted, or distributed in any
way. You may download material displayed on this Web site for your
use only, provided that you also retain all copyright and other
proprietary notices contained on the materials. You may not distribute,
modify, transmit, reuse, repost, or use the content of this Web
site for public or commercial purposes, including the text, images,
audio, and video without PMI's written permission.
You may not interrupt or attempt to interrupt the operation of this
Web site in any way.
DISCLAIMER
The materials on this Web site are provided "AS IS"
and without warranties of any kind either expressed or implied.
TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, PMI EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, AS TO
ANY MATTER WHATSOEVER RELATING TO OR REFERENCED BY THE PMI WEB SITE, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. PMI does not warrant that the functions contained
in the materials will be uninterrupted or error-free, that defects
will be corrected, or that this Web site or the server that makes
it available are free of viruses or other harmful components. PMI does not warrant or make any representations regarding the use or
the results of the use of the materials on this Web site in terms
of their correctness, accuracy, reliability, or otherwise. PMI does not warrant the reliability of any advice, opinion, statement
or other information displayed or distributed on this Web site.
The information and descriptions contained herein are not intended
to be complete descriptions of all terms, exclusions and conditions
applicable to the products and services, but are provided solely
for general informational purposes. PMI reserves
the right, in its sole discretion, to correct any errors or omissions
in any portion of the Web site. PMI neither warrants
nor represents that your use of materials displayed on this Web
site will not infringe rights of third parties not owned by or affiliated
with PMI.
This Web site may be linked to other Web sites that are not maintained
by PMI. PMI is not responsible
for the content of those Web sites. If you use these sites, you
will leave this Web site. If you do decide to visit any linked site,
you do so at your own risk and it is your responsibility to take
all protective measures to guard against viruses or other destructive
elements. The inclusion of any link to such Web sites does not imply
approval of or endorsement by PMI of the Web sites
or the content thereof.
TRADEMARKS AND COPYRIGHTS
All trademarks, services marks, trade names, logos, and icons
are proprietary to PMI, unless otherwise noted.
Nothing contained on the Web site should be construed as granting,
by implication, estoppel, or otherwise, any license or right to
use any trademark displayed on this Web site without the written
permission of PMI or such third party that may
own the trademarks displayed on this Web site. Your use of the trademarks
displayed on this Web site, or any other content on this Web site,
except as provided herein, is strictly prohibited.
Images displayed on this Web site are either the property of, or
used with permission by, PMI. The use of these
images by you, or anyone else authorized by you, is prohibited unless
specifically permitted herein. Any unauthorized use of the images
may violate copyright laws, trademark laws, the laws of privacy
and publicity, and communications regulations and statutes.
PRIVACY AND OWNERSHIP OF INFORMATION
Unless otherwise expressly set forth herein, any information, communications
or material you transmit to this Web site by electronic mail or
otherwise, including data, questions, comments, or suggestions will
be treated as nonconfidential and nonproprietary and will become
the property of PMI. By providing any such information,
communications or materials to PMI you grant to PMI an unrestricted, irrevocable, worldwide, royalty-free
license to use, reproduce, display, publicly perform, transmit,
post and distribute such information and materials, and you further
agree that PMI is free to use any ideas, concepts,
know-how, or techniques contained in any communication you send
to this Web site for any purpose whatsoever, including, but not
limited to, developing and marketing products using such information.
You further recognize that PMI does not want you
to, and you warrant that you will not, provide any information or
materials to PMI that is defamatory, threatening,
obscene, harassing, or otherwise unlawful, or that incorporates
the confidential and proprietary material of another. PMI will not release your name or otherwise publicize the fact that
you submitted materials or other information to PMI without your permission unless we are required to do so by law.
PMI’s Privacy Policy is located on this Web
site. For further information, click here.
SOFTWARE LICENSES
You acknowledge that any software available or provided to you on this Web site may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. PMI does not authorize the downloading or exportation of any software or technical data from this Web site to any jurisdiction prohibited by the United States export controls laws and regulations.
LIMITATION OF LIABILITY
Under no circumstances, including, but not limited to, negligence,
shall PMI, its subsidiaries, affiliates, or any
party involved in creating, producing, or delivering this Web site
be liable to you or to any entity for any direct, indirect, incidental,
consequential, special, or punitive damages (including, without
limitation, any lost profits, business interruption, loss of information
or programs or other data on your information handling system) that
result from the use of, or the inability to use, the content, materials
and functions on this Web site or any linked Web site, even if PMI or a PMI authorized representative has been expressly
advised of the possibility of such damages. In no event shall PMI's
total liability to you for all damages, losses, and causes of action
exceed the amount paid by you, if any, for accessing this Web site.
PMI also assumes no responsibility, and shall not
be liable for, any damages to, or viruses that may infect, your
computer equipment or other property as a result of access to, use
of, or browsing in this Web site or your downloading of any, data,
text, images, video, or audio from this Web site.
JURISDICTIONAL ISSUES
Except as specifically set forth herein, the information contained
on this Web site is not an offer to sell or a solicitation to buy
any security, insurance product or other product or service. No
security, insurance product or other product or service is offered
or will be sold in any jurisdiction in which such offer or solicitation,
purchase or sale would be unlawful under the securities, insurance
or other laws of such jurisdiction. Some products and services may
not be available in all jurisdictions.
This Web site is controlled, operated and administered by PMI from its offices in the United States of America. PMI makes no representation that materials at this Web site are appropriate
or available for use at other locations outside of the United States
and access to them from territories where their contents are illegal
is prohibited. If you access this Web site from a location outside
of the United States, you are responsible for compliance with all
local laws. These terms and conditions of use shall be governed
by the laws of the State of California, without giving effect to
its conflict of law provisions. You agree that the appropriate state
or federal court in Contra Costa County will have the exclusive
jurisdiction to resolve all disputes arising from this Web site
or these terms and conditions of use, and you consent to personal
jurisdiction in such forum.
These terms and conditions of use constitute the entire agreement
between PMI and you with respect to your use of
this Web site. If for any reason a court of competent jurisdiction
finds any provision herein or portion thereof, to be unenforceable,
that provision shall be enforced to the maximum extent permissible
so as to effect the intent of these terms and conditions of use,
and the remainder thereof shall continue in force and effect.
e-PMI® is a registered service mark of PMI
Mortgage Insurance Co.
