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For existing PMI-insured loans, we offer same lender/servicer and new lender/servicer options to refinance HARP, GSE-owned loans and loans owned by other investors and portfolio lenders. The following materials provide further details, including guidelines and instructions for confirming if a loan is insured by PMI.

HARP Eligible Loans
This program offers flexible refinances for existing PMI-insured loans via Fannie Mae Refi Plus and DU® Refi Plus™ and Freddie Mac Relief Refi^SM and Relief Refi - Open Access.

• GSE HARP-Eligible (Same Lender/Servicer)
• GSE HARP-Eligible (New Lender/Servicer)

Non-HARP Eligible Loans
This program offers flexible refinance options for loans owned by portfolio lenders, other investors, and GSE loans which are not HARP eligible.

• Non-HARP-Eligible (Same Lender/Servicer)
• Non-HARP-Eligible (New Lender/Servicer)