Fannie Mae and Freddie Mac Products & Programs
PMI works closely with Fannie Mae and Freddie Mac to create affordable and sustainable homeownership solutions for borrowers making down payments less than 20%.
Fannie Mae Desktop Underwriter®
- PMI accepts the recommendations of DU Approve/Eligible,
EA I/Eligible, EA II/Eligible and EA III/Eligible - All loans are subject to a maximum 95% LTV
- All loans are subject to PMI’s Distressed Markets Policy. Loans in a PMI Distressed Market that receive an EA III/Eligible recommendation are not eligible.
Fannie Mae Desktop Underwriter Expanded Approval Rates
MyCommunityMortgage™ Suite of Products
PMI supports Fannie Mae’s MyCommunityMortgage program to increase the availability and affordability of housing for low- to middle-income borrowers.
Fannie Mae MyCommunityMortgage Consolidated Rates
- PMI accepts the recommendations of LP Approve/Eligible
- All loans are subject to a maximum 95% LTV
- All loans are subject to PMI’s Distressed Markets Policy
Home Possible™ Suite of Products
PMI supports Freddie Mac’s HomePossibleSM program to extend the opportunity of homeownership to a broader range of borrowers.
Freddie Mac HomePossible Consolidated Rates
The mortgage insurance discussed in this website is underwritten by
PMI Mortgage Insurance Co. and its affiliates.
PMI Mortgage Insurance Co. and its affiliates.



