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Fannie Mae & Freddie Mac Products & Programs

PMI works closely with Fannie Mae and Freddie Mac to create affordable and sustainable homeownership solutions for borrowers making down payments less than 20%.

Fannie Mae Desktop Underwriter®
  • PMI accepts the recommendations of DU Approve/Eligible and Expanded Approve/Eligible
  • DU Expanded Approve/Eligible loans are subject to a maximum 95% LTV
  • All loans are subject to PMI’s Distressed Markets Policy

Product

  • Fannie Mae Desktop Underwriter [view rates]
  • Fannie Mae Desktop Underwriter Expanded Approval [view rates]
MyCommunityMortgageTM

PMI supports Fannie Mae's MyCommunityMortgage Program to increase the availability and affordability of housing for low- to middle-income borrowers.

  • MyCommunityMortgage loans are subject to a maximum 95% LTV

Product

  • Fannie Mae MyCommunityMortgage Consolidated [view rates]
Freddie Mac Loan Prospector®
  • PMI accepts the recommendations of LP Approve/Eligible
  • All loans are subject to a maximum 95% LTV
  • All loans are subject to PMI’s Distressed Markets Policy

Product

Home PossibleTM

PMI supports Freddie Mac’s HomePossibleSM Program to extend the opportunity of homeownership to a broader range of borrowers.

  • Home Possible loans are subject to a maximum 95% LTV

Product

  • Freddie Mac HomePossible Consolidated Rates [view rates]

Borrower-Paid MI Plans (BPMI)

Monthly Premium/pmiNU MonthlySM
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PMI Super SingleSM
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PMI Lender-Paid MI Plans (LPMI)

PMI Lender SpectrumSM Monthly/NUMonthly
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PMI Lender Spectrum Single PremiumSM
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