Products & Programs

 

Fannie Mae and Freddie Mac Products & Programs

PMI works closely with Fannie Mae and Freddie Mac to create affordable and sustainable homeownership solutions for borrowers making down payments less than 20%.

Fannie Mae Desktop Underwriter®

  • PMI accepts the recommendations of DU Approve/Eligible,
    EA I/Eligible, EA II/Eligible and EA III/Eligible
  • All loans are subject to a maximum 95% LTV
  • All loans are subject to PMI’s Distressed Markets Policy. Loans in a PMI Distressed Market that receive an EA III/Eligible recommendation are not eligible.

Fannie Mae Desktop Underwriter Expanded Approval Rates


MyCommunityMortgage™ Suite of Products
PMI supports Fannie Mae’s MyCommunityMortgage program to increase the availability and affordability of housing for low- to middle-income borrowers.

Fannie Mae MyCommunityMortgage Consolidated Rates


Freddie Mac Loan Prospector®

  • PMI accepts the recommendations of LP Approve/Eligible
  • All loans are subject to a maximum 95% LTV
  • All loans are subject to PMI’s Distressed Markets Policy


Home Possible Suite of Products
PMI supports Freddie Mac’s HomePossibleSM program to extend the opportunity of homeownership to a broader range of borrowers.

Freddie Mac HomePossible Consolidated Rates

The mortgage insurance discussed in this website is underwritten by
PMI Mortgage Insurance Co. and its affiliates.

 

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Why MI
MI Tax Deductibility
  • MI premiums are tax-deductible for most homebuyers! Learn more.

Tools


PMI ZipMap