Ready RefiSM for PMI-Insured Loans
With lower credit score requirements and higher LTVs allowed in our new Ready RefiSM program, a broader range of your borrowers could now qualify for refinancing!
Applies only to current PMI-insured loans refinanced through this program:
- Minimum 620 credit score
- Maximum 97% LTV/CLTV
- New Certificate of Insurance for Ready Refi loans will be issued
- All property and occupancy types
Download the program eligibility guidelines flyer »
It’s easy to order Ready Refi! Just log on to e-PMI® Origination and select “Ready Refi” as the Loan Purpose:

To confirm that PMI insures the loan, contact Policy Servicing at 800.366.1143.
