Mortgage Lenders. Grow Volume. Manage Risk.

Your request for MI travels fastest online through our secure e-PMI Origination system:

• Register your loan at www.e-pmi.com – no separate MI application needed.


• Upload your documents – no classification needed.


• Important: Send an electronic copy of the appraisal report. If you can't upload the report, email it to our appraisal specialist. Fax copies are discouraged as they can be too difficult to read.

Not signed on to e-PMI?

Or need help? That's quick and easy too: just contact your PMI representative or call 800.966.4PMI (4764).

• The MI application (unless you are using e-PMI for submissions), the fully completed 1003/1008, and the credit report(s).


• Additional required documents depend on the submission type: Full Doc or Pre-Qual. See Document Requirements chart above for additional details. Provide all pages of each document you submit. (Be aware of double-sided documents.) Ensure all documents are legible and printed so that no information is cut off.


• Mind the "if" scenarios:
  • If the loan has already been underwritten internally or by your investor's underwriter, send their decision notice detailing the conditions. That way, we won't ask you for it.
  
  
  • If the loan was run through DU® or LP, send us the latest findings to help us understand what you are required to provide for approval.
  
  
• Do not send loan disclosure documents; we do not review them as part of our MI underwriting process.

• Send all documents at once to minimize the number of times you – and we – have to re-open and re-underwrite the loan file.

Not signed on to e-PMI? Or need help? That's quick and easy too: just contact your PMI account representative or call 800.966.4PMI (4764).